Micro business loan

  • Loan purpose:to enable Bank to finance the business operation of the Micro clientele.
  • Loan amount: up to EUR 10.000 (for start-up companies up to EUR 5.000).
  • Maturity: up to 36 months.

Product price

The interest rate and approval fee are determined on the basis of economic and financial analysis of the company, credit history, turnover on the account with CKB, collateral quality and value.


  • Personal promissory note
  • Company promissory note
  • Authorization of collection rights of the company
  • Additional promissory note of another company or natural person

How to apply for a loan?

The SME loan application, along with the necessary documentation, should be submitted to a SME Relationship Manager. Upon the completion of the decision-making process, the SME Relationship Manager will inform the client whether the application has been approved and upon which terms and conditions.

Approval of SME loans depends upon internal criteria of the Bank and general business conditions of CKB.


You can get more details about the product by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.