Always be informed of all transactions from your company's account. With CKB SMS service, you can have complete information on all inflows and outflows to and from all your accounts.

The following services area available for CKB Transaction Account for National Payments and CKB Transaction Account for International Payments:

• Inflow messages – For any new inflow, you will receive information via SMS. It is possible to set a notification threshold. It means that the client will receive SMS messages only for inflows exceeding the set limit.
• Outflow messages – For any new outflow, you will receive information via SMS. It is possible to set a notification threshold. It means that the client will receive SMS messages only for outflows exceeding the set limit.
• Messages on statement of transaction account – Statement of account is sent at the end of working day, i.e. around 21 h in the evening or on the following day, as chosen by the client. The statement includes information on total outflow, total inflow and current balance on the account.
• Messages on transaction account balance – Message on account balance is sent upon client’s request. This service is available to users of all the three mobile networks in Montenegro.
• ATMs – For every cash withdrawal via ATMs, the client will receive SMS message with details on the transaction completed. Again, it is possible to set a threshold.
• POS – For every transaction executed on POS terminals, the client will receive SMS information. A threshold may be set.

Balance enquiry is made by sending an SMS message with the contents: ‘R’ to the number 1456 for all mobile networks in Montenegro. Also, clients are able to check balance on credit cards by sending an SMS message with the contents: ‘C’ to the number 1456, also for all mobile networks in Montenegro.