CKB cash loan allows you to get cash quickly and easily, with the possibility of adjusting the amount of the loan and the repayment term to your needs.

The loan is intended for citizens of Montenegro or non-residents who have a regulated residence and employment relationship in Montenegro, employees of companies for a fixed and indefinite period of time, as well as seafarers.

Note: The loan approval fee is 0 euros

Representative example: For a loan amount of EUR 30,000 with a repayment term of 6 years, the nominal interest rate (NKS) is 6.49%, while the effective interest rate (EKS) is 6.70%. The calculation of the total debt and EKS includes the interest costs for the entire period in the amount of 6,302.47 euros, the costs of the loan approval fee (0 euros), the cost of 1 bill of exchange (2 euros) and the cost of inquiries to the Regulatory Bureau (3 euros). The total amount that the client needs to pay is 36,307.47 euros, while the monthly installment is 504.20 euros. A representative example is shown on the example of the calculation from April 1, 2025.

The offer is valid from 14. 4. 2025. until 31. 5. 2025.

CKB cash loan allows you to get cash quickly and easily, with the possibility of adjusting the amount of the loan and the repayment term to your needs.

The loan is intended for citizens of Montenegro or non-residents who have a regulated residence and employment relationship in Montenegro, employees of companies for a fixed and indefinite period of time, as well as seafarers.

Note: The loan approval fee is 0 euros

Representative example: For a loan amount of 30,000 euros with a repayment period of 8 years, the nominal interest rate (NKS) is 7.49%, while the effective interest rate (EKS) is 7.76%. The calculation of the total debt and EKS includes the interest costs for the entire period in the amount of 9,975.44 euros, the costs of the loan approval fee (0.00 euros), the cost of 1 bill of exchange (2 euros) and the cost of inquiries to the Regulatory Bureau (3 euros). The total amount that the client needs to pay is 39,980.44 euros, while the monthly installment is 416.41 euros. A representative example is shown on the example of the calculation from April 1, 2025. year.

The offer is valid from 16. 12. 2025. to 31. 5. 2025.

Note: The loan approval fee is 0 euros 

Representative example: For a loan amount of EUR 30,000 with a repayment period of 10 years, the nominal interest rate (NKS) is 8.99%, while the effective interest rate (EKS) is 9.37%. The calculation of the total debt and EKS includes the interest costs for the entire period in the amount of 12,183.15 euros, the costs of the loan approval fee (0.00 euros), the cost of 1 bill of exchange (2 euros) and the cost of inquiries to the Regulatory Bureau (3 euros). The total amount that the client needs to pay is 42,188.15 euros, while the monthly installment is 439.41 euros. A representative example is shown on the calculation example from April 1, 2025. year.

The offer is valid from 16.12. until 31.05.2025. year.

Representative example: For a loan amount of EUR 100,000.00 with a repayment period of 360 months, the nominal interest rate (NKS) is 4.53%, while the effective interest rate (EKS) is 4.69%.

The calculation of the total debt and EKS includes interest costs for the entire period in the amount of 83,061.12 euros, the costs of the loan approval fee (0 euros), as well as the real estate appraisal (80 euros), the real estate insurance policy (197.72 euros), the cost of certifying the pledge statement (350.90 euros), the registration of the mortgage (20.00 euros), the fee for issuing the real estate certificate (5.00 euros).

The costs of real estate appraisal and real estate insurance policy are calculated on the concrete example of real estate, which is pledged as security, size 87m2. The total amount that the client needs to pay is 183,744.73 euros, while the monthly installment is 508.50 euros.

A representative example is shown on the example of the calculation from April 1, 2025.

The offer is valid from 18 April to 31 May 2025. year.

Representative example: For a loan amount of EUR 100,000.00 with a repayment period of 360 months, the nominal interest rate (NKS) is 4.53%, while the effective interest rate (EKS) is 4.69%.

The calculation of the total debt and EKS includes interest costs for the entire period in the amount of 83,061.12 euros, the costs of the loan approval fee (0 euros), as well as the real estate appraisal (80 euros), the real estate insurance policy (197.72 euros), the cost of certifying the pledge statement (350.90 euros), the registration of the mortgage (20.00 euros), the fee for issuing the real estate certificate (5.00 euros).

The costs of real estate appraisal and real estate insurance policy are calculated on the concrete example of real estate, which is pledged as security, size 87m2. The total amount that the client needs to pay is 183,744.73 euros, while the monthly installment is 508.50 euros.

A representative example is shown on the example of the calculation from April 1, 2025.

The offer is valid from 18 April to 31 May 2025. year.

Banka zadržava pravo da zatraži dodatna obezbjeđenja ili dokumentaciju, ukoliko ocijeni da je potrebno.

Nakon prikupljanja potrebne dokumentacije i potpisivanja zahtjeva za kredit, posjetite neku od naših poslovnica, gdje možete podnijeti Zahtjev za kredit. U slučaju da je potreban žirant kao dodatno obezbjeđenje, i on mora da bude prisutan u filijali tokom podnošenja zahtjeva, potpisivanja mjenice i ostale dokumentacije.

Banka će, besplatnom SMS porukom, obavijestiti klijenta o isplaćenom kreditu.