CKB Cash Loan with Securities as Collateral
CKB Cash Loan with Securities as Collateral is the right solution for you if you have bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan. Bonds taken as collateral must be in the proprietary security account of CKB, a member of the OTP Group.
Target clients
The loan is intended for residents or non-residents who hold Montenegrin government bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan.
Advantages
- The loan is approved in the amounts from €3,000 to €250,000
- Repayment period: from 3 to 120 months (not longer than bill maturity)
- Interest is repaid monthly or quarterly, while the principal is repaid at the end of the loan repayment period
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CKB Cash Loan with Securities as Collateral
CKB Cash Loan with Securities as Collateral is the right solution for you if you have bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan.
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General requirements
- Client's age must be minimum 21 at the time of application
- Maximum 60 years of age on the last instalment disbursement date
- The loan is approved at a fixed interest rate
Loan security
- Montenegrin government bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds
- Bill of exchange and authorization for the bill of exchange of the loan beneficiary
Documents required
- Loan application form
- Signed copy of ID or copy of residence permit, for a non-resident
- Bill of exchange and authorization for the bill of exchange of the loan beneficiary
- Proof of purchase of bonds, issued by CKB
- Bond blocking request
- Consent for access to the Credit Bureau Register (RKB) and copy of payment order for RKB
Condition list for retail loans
The Bank reserves the right to request additional security or documents, if considered necessary.
After collecting the necessary documents and signing the loan application, please visit one of our branches, where you can apply for a loan. If a guarantor is required as additional security, then the guarantor must also come to the branch at the time of submitting the application, and signing the bill of exchange and other documents.