CKB Cash Loan with Securities as Collateral
CKB Cash Loan with Securities as Collateral is the right solution for you if you have bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan. Bonds taken as collateral must be in the proprietary security account of CKB, a member of the OTP Group.
Target clients
The loan is intended for residents or non-residents who hold Montenegrin government bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan.
Advantages
- no commission for loan approval
- loans are granted in amounts from EUR 300.00 to EUR 200,000
- repayment term from 3 to 48 months
- the possibility of choosing the method of repaying the loan
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CKB Cash Loan with Securities as Collateral
CKB Cash Loan with Securities as Collateral is the right solution for you if you have bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds to be pledged as collateral for the loan.
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In its diverse offer of card products, Crnogorska komercijalna banka also has a contactless credit card for payment in instalments, CKB MC Shopping card, which belongs to the Mastercard family.
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CKB GO application is a new generation of mobile and Internet banking. With CKB GO, a complete banking service is available to you anytime and anywhere.
General requirements
- Client's age must be minimum 21 at the time of application
- Maximum 60 years of age on the last instalment disbursement date
- The loan is approved at a fixed interest rate
Loan security
- Montenegrin government bonds issued by the Ministry of Finance of Montenegro, OTP bonds or investment-grade government bonds
- Bill of exchange and authorization for the bill of exchange of the loan beneficiary
Documents required
- Loan application form
- Signed copy of ID or copy of residence permit, for a non-resident
- Bill of exchange and authorization for the bill of exchange of the loan beneficiary
- Proof of purchase of bonds, issued by CKB
- Bond blocking request
- Consent for access to the Credit Bureau Register (RKB) and copy of payment order for RKB
Condition list for retail loans
The Bank reserves the right to request additional security or documents, if considered necessary.
After collecting the necessary documents and signing the loan application, please visit one of our branches, where you can apply for a loan. If a guarantor is required as additional security, then the guarantor must also come to the branch at the time of submitting the application, and signing the bill of exchange and other documents.