CKB, licensed as insurance agent, offers its clients a possibility to get non-life insurance policies in all of its branches, acting in cooperation with its insurance partner UNIQA neživotno osiguranje a.d. Podgorica

In cooperation with UNIQA insurance, we provide our housing and mortgage loan users with full protection of their premises, enabling at the same time a faster and more efficient process of obtaining loans.

• Security of your premises
• Insurance against various types of risks
• An instrument to insure your investment
• Restriction of transferability in favour of the bank
• Real estate protection for the entire duration of the loan

It is important to make a timely decision on insurance against possible unforeseen events, in order to protect yourself from:

• Fire
• Explosion
• Storm
• Hail
• Lightning
• Your own or another motor vehicle crash
• Falling aircraft
• Demonstrations/Civil commotion
• Floods and torrents
• Escape of water from plumbing installations
• Breakage of glass and
• Machinery breakdown

Choose one of the four packages and enter into an insurance contract in CKB branches throughout Montenegro.

In case of purchasing a real estate insurance policy for the purpose of approving CKB housing or CKB mortgage cash loans, the policy must be tied to the bank, in which case the policy must be purchased at the Bank's premises.

For the cash loan beneficiaries who are employed, Crnogorska komercijalna banka, in cooperation with UNIQA osiguranje, provides full protection during the loan period, by ensuring repayment of the entire outstanding principal of the cash loan or disbursement of up to 6 monthly annuities in case of:

• Accidental death
• Permanent disability due to an accident exceeding 50%
• Sick leave
• Unemployment

Three packages with different insurance coverage are available to the Bank's clients and they may choose one of them when applying for a cash loan in any of CKB branches throughout Montenegro.

Take the first step in protecting your investment.