ckb gradjani osoguranje

UNIQA non-life insurance

CKB, licensed as insurance agent, offers its clients a possibility to get non-life insurance policies in all of its branches, acting in cooperation with its insurance partner UNIQA neživotno osiguranje a.d. Podgorica

Non-life insurance (Property insurance)

In cooperation with UNIQA insurance, we provide our housing and mortgage loan users with full protection of their premises, enabling at the same time a faster and more efficient process of obtaining loans.

  • Security of your premises
  • Insurance against various types of risks
  • An instrument to insure your investment
  • Restriction of transferability in favour of the bank
  • Real estate protection for the entire duration of the loan

It is important to make a timely decision on insurance against possible unforeseen events, in order to protect yourself from:

  • Fire
  • Explosion
  • Storm
  • Hail
  • Lightning
  • Your own or another motor vehicle crash
  • Falling aircraft
  • Demonstrations/Civil commotion
  • Floods and torrents
  • Escape of water from plumbing installations
  • Breakage of glass and
  • Machinery breakdown

Choose one of the four packages and enter into an insurance contract in CKB branches throughout Montenegro.

UNIQA packages for retail clients

  

Insurance

  • Fire
  • Explosion
  • Storm
  • Hail
  • Lightening
  • Your own or another motor vehicle crash (into an object)
  • Falling aircraft
  • Demonstrations/civil commotion
  • Escape of water from plumbing installations

Insurance

  • Fire
  • Explosion
  • Storm
  • Hail
  • Lightening
  • Your own or another motor vehicle crash (into an object)
  • Falling aircraft
  • Demonstrations/civil commotion
  • Floods and torrents
  • Escape of water from plumbing installations

Insurance

  • Fire
  • Explosion
  • Storm
  • Hail
  • Lightening
  • Your own or another motor vehicle crash (into an object)
  • Falling aircraft
  • Demonstrations/civil commotion
  • Floods and torrents
  • Escape of water from plumbing installations
  • Breakage of glass

Insurance

  • Fire
  • Explosion
  • Storm
  • Hail
  • Lightening
  • Your own or another motor vehicle crash (into an object)
  • Falling aircraft
  • Demonstrations/civil commotion
  • Floods and torrents
  • Escape of water from plumbing installations
  • Breakage of glass
  • Machinery breakdown

Insurance of CKB cash loans

 

For the cash loan beneficiaries who are employed, Crnogorska komercijalna banka, in cooperation with UNIQA osiguranje, provides full protection during the loan period, by ensuring repayment of the entire outstanding principal of the cash loan or disbursement of up to 6 monthly annuities in case of:

  • Accidental death
  • Permanent disability due to an accident exceeding 50%
  • Sick leave
  • Unemployment

Three packages with different insurance coverage are available to the Bank's clients and they may choose one of them when applying for a cash loan in any of CKB branches throughout Montenegro.

Start

Comfort

Exclusive

Accidental death

Accidental death

Accidental death

Permanent disability due to an accident (over 50%)

Permanent disability due to an accident (over 50%)

Permanent disability due to an accident (over 50%)

 

Sick leave (up to 12 months)

Sick leave (up to 12 months)

 

 

Unemployment (up to 12 months)

 

Take the first step in protecting your investment.