Sava osiguranje

Accident insurance - I'm thinking of you

Your protection from accidents

An accident refers to situations that cannot be predicted and that we cannot control, but can leave negative consequences for life or health.

In this regard, in cooperation with our partner Sava Insurance, we have created an accident insurance product intended for all natural persons between the ages of 14 and 75.

The main advantages of this protection are:

  • Affordable monthly premium of €1.08 per month.
  • The contract of the policy is realized without an insight into the medical documentation.
  • It is possible to contract the policy for the whole family.
  • High sums insured for 4 different risks.
  • It is possible to contract the policy only in CKB branches.

 

 

Who is the protection intended for?

To all natural persons aged between 14 and 75, who may or may not be clients of CKB.

What kind of protection are we talking about and how much are the insured sums?

 

Risk

Insured amount

Death due to an accident

€10.000

Permanent disability due to an accident

€20.000

Bone fracture

€700

Surgical interventions

€2.000

What does accidental death cover mean?

In the event of an accidental death (eg traffic accident, drowning, fall, etc.), the legal heirs are paid a fixed amount of €10,000.

What does protection in case of permanent disability mean?

In case of determination of permanent disability ranging from 0 to 100%, compensation is paid in the maximum amount of up to €20,000, depending on the percentage of the determined disability.

What does protection in the event of a bone fracture mean?

In the event of a fracture of any bone, 100% of the insured sum is paid in the case of a complete break in the continuity of the bone, while in the case of a partial break, 30% of the insured sum is paid.

What does protection in case of surgical interventions mean?

Protection in the case of surgical interventions refers to the payment of compensation to cover the costs of surgical intervention in private clinics in the country, up to the maximum amount of the insured sum.

 Download the Insurance Terms and other documentation to familiarize yourself with the product in detail:

  • Conditions for insurance against the consequences of an accident, with clauses for broken bones and surgical interventions
  • Pre-contractual document

 In cooperation with Sava osiguranje AD Podgorica, Ulica Svetlana Kane Radević 1, Podgorica.