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Visa povoljnosti

Visa Debit Classic - benefits

With CKB Visa debit cards, every purchase pays off. Take advantage of the many benefits we have prepared and enjoy safe shopping and savings!

With your Visa Debit card you can:

  • pay contactless at all POS terminals (up to 50 euros without entering a PIN code)
  • withdraw cash for free at over 110 CKB ATMs in Montenegro
  • withdraw cash for free at all OTP Group ATMs
  • deposit cash at CKB ATMs for free. See the locations here
  • pay online with the "3D Secure" service that protects your data, and by entering an ePIN. Create an ePIN for the card: 

Additional benefits you get by paying with Visa debit cards:

Buy now, pay later - no interest or commission!

Visa Classic card users have the option of making purchases in 2 to 12 monthly installments, without commission, at over 100 partners across Montenegro. An overview of sales points is available here, and the possibility of buying in installments can be activated at the nearest CKB office.

Pay more, more is returned to your account!

By purchasing Visa debit cards at CKB POS terminals, you achieve:

Money back - cashback to the account in the amount of:

  • 2% of the amount of trade in HD Laković markets
  • 2% of the purchase amount in the Bla - Bla multimedia shop
  • 2% of the purchase amount in Tehno Plus stores
  • 3% of the purchase amount in Tea Medica pharmacies
  • Numerous discounts within our CKB Shop&GO program such as: 5% in the Kidsland, OVS, Coincasa, Samsonite stores and on services at the Hippocrates polyclinic, up to 10% in the Paradiso store, up to 15% in the Tehnoplus and Multicom stores.

Paying has never been easier!

Add your card to Apple Pay or Google Pay and pay with your mobile phone quickly, easily and securely at all POS terminals that allow contactless payment.

Safety is now in your hands!

We inform you about each completed transaction with a Visa debit card via SMS
PIN by SMS - In case you forget the PIN code for your payment card and don't have time to come to our branch, you can easily and safely get the PIN code via SMS. Instructions for obtaining a PIN code for a payment card can be found here

And that's not all!

You have the opportunity to win numerous valuable prizes if, in the period from April 21 to June 22, 2025, you make one or more transactions with a Visa card in the amount of at least 10 euros. More transactions mean more chances to win.