CKB Visa Platinum
The CKB VISA Platinum contactless card is an international debit card that enables easy and safe disposal of funds from the transaction account to which it is linked, as well as a large number of additional services and privileges for the user. CardSMS is an integral part of the card and includes SMS notifications for all activities of the CKB VISA Platinum contactless card user.
Target clients
CKB Visa Platinum contactless debit card is intended for all resident and non-resident persons residing in Montenegro who have opened a transaction account for national payments in our Bank.
For all of you who often travel around the world, this card is an ideal choice because it provides benefits that are designed to make every day of travel significantly easier.
Advantages
On the following link you can find all the current offers and discounts, as well as all the benefits and privileges provided by Visa to Platinum card users: Visa Platinum
In addition to all the benefits you have by using one of our Bank's debit cards, this card also provides you with a set of additional benefits that you get through the above services.
- Airport business lounge – 2 free entries per year
- Visa concierge service
- International travel insurance
- Airport Speed Pass
- Global Customer Support Service (GCAS)
- Medical and legal aid
- Visa Premium program of offers and benefits
Airport business lounge service gives you free access to business lounges at airports around the world. Users of the CKB Visa Platinum card are entitled to 2 free entries to more than 1,200 Business lounges around the world. Each subsequent entry is charged directly to the cardholder. More at Visa Business Airport Lounge.
From October 1, 2024, it is necessary to provide access to airport business lounges digitally, by generating a QR code via the Visa Airport Companion application (Android & App Store) or the Visa Concierge ChatBot channel. More at Visa Business Airport Lounge.
Visa concierge service is a service that offers Visa Platinum cardholders the support of professional Visa assistants 24 hours a day, 7 days a week. Visa assistants make restaurant reservations, travel arrangements, event ticketing, gift shopping assistance, and many other benefits for you. More at: CKB | me | VISA CONCIERGE |
International travel insurance - all Visa Platinum card users are entitled to a predefined insurance package that includes the following cases:
- flight and/or baggage delay,
- missed flight,
- missed transit flight
- customer protection (theft or damage to items purchased exclusively for personal use).
When does the insurance start? How to report an insured event? - More details at the link: Visa Travel Insurance | Visa (visasoutheasteurope.com)
The Visa premium program of offers and benefits currently has close to 40 partners in Montenegro and more than 60 partners in Serbia that provide Visa Platinum card users with access to a wide range of permanent benefits and discounts in several different categories, such as shopping, restaurants, travel, sports, entertainment and many others.
VISA Global Customer Support Service (GCAS) is a service that is available to VISA Platinum Debit Card users 24/7 and can be of great help if something unexpected happens during your trip, e.g. if the card is stolen or lost. By calling customer support, the operators will provide you with support and advice on how to resolve the situation in the easiest way.
Airport Speed Pass service allows you, among other things, quick check-in and passport control without waiting in line. More on Fast Track with Visa premium cards | Visa (visasoutheasteurope.com).
Medical and legal assistance - If you experience a health problem while traveling or there is a misunderstanding caused by the local laws of the country where you are staying, you can at any time contact medical and legal assistance that is available 24/7 with more than 3,000 highly qualified operators, 1,300 professional doctors, 110 partner law offices to provide legal assistance.
Additional information and contact numbers: https://cardholderbenefitsonline.com/
Cash withdrawals are free of charge at all OTP group ATMs (except for OTP Russia and Ipoteka - Uzbekistan ATMs).
If you want this card, you can download the application form here.
3D Secure service
Crnogorska komercijalna banka has provided to its customers, cardholders of MasterCard and VISA, even greater security in transactions on the Internet by introducing a new system of additional data verification, 3D Secure.
3D Secure is international security standard for verifying the accuracy of the cardholder data when paying on the Internet and was developed in order to prevent card abuses, i.e. unauthorized use by third parties. More

