CKB Transaction Accounts for National Payments
Transaction Account for National Payments which you can open with our Bank will meet your daily needs and ensure a simple access to other modern banking products and services like cards, SMS reporting or e-banking.
You can open the account in any of the branches of our Bank, under a quick and easy procedure.
Target clients
CKB Transaction Accounts for National Payments are intended for all residents or non-residents in Montenegro, whether employed or not.
Advantages
- Account opening procedure is very simple, it is enough to show your valid ID
- Account opening is free of charge and along with it the client receives CKB Visa Classic Debit Contactless Card
- Your money is available as soon as credited to your account, without waiting for the Bank's accounting processes, and is immediately available on all the cards connected to your transaction account
- Possibility to use other products and services, such as cards, e-banking, SMS reporting
- Possibility to establish a standing order for different purposes
- More favourable lending conditions
Additional benefits
The bank allows users of transaction accounts with regular income to use credit in the form of an authorized overdraft on the account (overdraft) ranging from 30% of the client's monthly income to 3 monthly salaries.
The bank provides the service of transferring payment accounts in the same currency to any consumer who opens or has a payment account with a payment service provider located in Montenegro. The service is realized with the submission of prescribed documentation and in accordance with the Agreement on cooperation between banks regarding the Law on comparability of fees related to consumer payment accounts, transfer of consumer payment accounts, and payment accounts with basic services.
