Direct Debit

  • Avoid payment of default interest
  • Use possible benefits coming with regular payment of obligations
  • Use this quick and easy way to meet your obligations
  • Activate the service free of charge

Product description

You may no longer need to be attentive to due dates for the payment of your obligations. Avoid unnecessary payment of default interest, be professional to your service providers and take advantage of possible benefits offered for the regular and timely settlement of obligations.

Why opt for this product?

The objective is to enable clients to simply, quickly and efficiently execute their obligations to the service providers that had entered into direct debit agreement with CKB. At the same time, the direct debit arrangement helps citizens in simplifying their routine payments of monthly bills to a maximum extent.

List of companies

Companies that currently offer the direct debit option through CKB are:

  • T-Mob (application form to be submitted in the Bank branches)
  • T-Com (application form to be submitted in the Bank branches)
  • Lovćen Osiguranje (application form to be submitted in the Lovćen Osiguranje branches)
  • Montenegro Osiguranje (application form to be submitted in the Montenegro Osiguranje branches)
  • BBM (application form to be submitted in the BBM branches)
  • Elektroprivreda Crne Gore (application form to be submitted in the Bank branches)
The use of Direct Debit Service may be cancelled only under the rules specified in the agreement.

A condition is for the client to have an account opened with CKB as well as regular monthly income from which obligations will be settled under the direct debit.


More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.