CKB refinance loan

  • Non-purpose cash loan for debt refinancing with other banks
  • Loan amount: from 300 EUR up to 20.000 EUR
  • For pensioners: from 300 EUR up to 10.000 EUR without life insurance policy
  • For pensioners: from 300 EUR up to 15.000 EUR with life insurance policy
  • Loan repayment period: from 12 to 96 months

Product description

Recycle all your credit obligations with CKB refinance loan. CKB refinance loan is approved as a purpose loan by which all credit obligations you can refinance in other banks in Montenegro amounted up to 20.000 EUR without surety with a repayment period up to 8 years. Borrower may be employees and pensioners with regular income, generated over other banks.

Conditions of approval

  • Citizen of Montenegro or non-resident, from 21 up to 70 years of age
  • Pensioner up to 75 years of age with life insurance policy
  • Employee status (minimum 3 months)
  • Transfer of salary to CKB account in 45 days latest after loan disbursement

Required documentation

  • Copy of ID card
  • Loan application form
  • Certificate of employment
  • Administrative ban (optional)
  • Bills of exchange and bill of authorization
  • Bank statements on the accounts in past 12 months


More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894. All necessary documents for applying for this loan are available at all CKB counters, as well as on our website.
Principal amount (EUR)? *
300 EUR
Min amount value is 300 EUR and Max amount value is 20000 EUR.
Repayment period (m) *
3 m
Period is between 3 m and 120 m.
Interest rate (%) *