ckb gradjani debitne kartice

CKB Mastercard PB/PB+ debit cards

CKB Mastercard PB/PB+ card enables easy and secure use of funds from the transaction account to which it is linked. Whether you are at home or abroad, you can use the funds on the account at any time, without the risk of carrying cash, and with the possibility of easily withdrawing it.

Target clients

CKB Mastercard PB/PB+ card is an international Mastercard debit card intended for members of the CKB Private Banking, who expect service excellence and access to exceptional benefits.


With CKB Mastercard PB/PB+ cards, you can:

  • make quick and easy payment for products and services at POS terminals, and withdraw cash at ATMs and bank counters with the Mastercard mark at home and abroad
  • withdraw cash free of charge within the ATM network and at all CKB counters
  • check the balance at your account at CKB ATMs and other bank ATMs with the Mastercard mark
  • make online payment for goods and services
  • buy top-ups for mobile networks 067, 068 and 069 at ATMs and POS terminals of our Bank, from authorized dealers
  • make contactless payments up to €40 in Montenegro, without entering your PIN

WIth CKB Mastercard PB/PB+ debit cards, you also get special benefits:

  • Discounts at numerous locations in Montenegro and other European countries
  • CKB SMS and CKB GO services free of charge
  • free insurance - the Bank provided the holder of this card with free travel health insurance, insurance of financial losses caused by the card abuse, insurance in case of travel disruptions, roadside assistance insurance for road vehicles, and for CKB MC PB+ card users also accident insurance. More details about this insurance can be found at the link
  • free use of the Business Club - every CKB Mastercard PB/PB cardholder has the option of free use of the Business Club at the airports in Belgrade, Sarajevo and Vienna, as well as many other benefits that you can see here
  • Concierge service - CKB Mastercard PB/PB is the first card on the market with a concierge service that acts like your personal assistant helping to book a place in a restaurant, provide tickets for events, plan and organize trips, etc.

If you want this card, you can download the application form here.

3D Secure service

Crnogorska komercijalna banka has provided to its customers, cardholders of MasterCard and VISA, even greater security in transactions on the Internet by introducing a new system of additional data verification, 3D Secure.

3D Secure is international security standard for verifying the accuracy of the cardholder data when paying on the Internet and was developed in order to prevent card abuses, i.e. unauthorized use by third parties. More


For pricing of our products and services, see our tariffs.

Application form