JPK Debit Business Card

  • Possibility for deferred payment of fuel
  • Less administration and paper work
  • Better consumption control
  • A corporate client may have a number of cards
  • A corporate client may choose whether a user name or vehicle plates will be put next to the company name

Product description

JPK Debit Business co-brand card is intended for corporate entities that are depositors of Crnogorska Komercijalna Banka AD Podgorica.

JPK Debit Business is a credit card. Against appropriate collateral (bill of exchange, authority to draw, authority to collect), the Bank approves a credit limit the amount of which depends on the company performance. The approved limit is renewed month by month. Upon the expiry of the credit period, the Bank will send an invoice specifying the due debt. Deadline for the settlement of obligations is 20 days.

A corporate entity may have several cards, each one separately limited to specified amounts, which enables adequate control of consumption.

Where to apply for the card?

You may apply for the card in any business unit of Crnogorska Komercijalna Banka AD Podgorica throughout Montenegro. The card may be used on the same date when you receive it.

Reporting a card loss or theft

In case you lost a card or it was stolen from you, please contact the Bank Call Centre. The card will be automatically blocked as of the moment you contacted the Bank. If you fail to report the loss or theft, you will be held responsible for the entire debt.


If the card user believes that some costs do not belong to him/her or are incorrectly computed, he/she may address the Bank to complain about those by submitting bills and other documents that the Bank may require. Deadline for the submission of complaints is 72 h from the transaction date.

The Bank shall not be responsible for the quality and quantity of goods and/or services bought by the card. Complaints regarding the quality and quantity of goods and/or services should be resolved between the user and the sales point. Regardless of the complaint outcome, the user is obliged to settle the entire card debt.

If the Bank finds the complaint justified, it will credit the card account, and in case of unjustified complaint, the user will cover all the costs.


You can get more details about the product by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.