
Management of the bank
Management of the bank

Tamás Kamarási
Chairperson of the Management Board
Tamás Kamarási has Master's Degree in Economics. He graduated from the University of Pest in Hungary. He is also a member of the Board of Directors of CKB.
Mr. Kamarási has gained broad experience in banking industry. In the period from 2008 to 2012 he covered the positions of Deputy CEO and Chief Risk Officer in OTP Bank Russia. Following that, he covered the position of Managing Director of Risk Analysis and Regulation Directorate and Corporate Culture Change Program Manager in OTP Bank Hungary. From 2019 to September 2021, he worked as Managing Director of Corporate Governance Directorate. Since October 2021, he has been the Chief Executive Officer of CKB.
In addition to his native language, he is fluent in both Russian and English.
Maja Krstić
Member of Management Board responsible for Strategy, Finance and Bank Operations Division

Maja Krstić
Member of Management Board responsible for Strategy, Finance and Bank Operations Division
Maja Krstić was born in 1973 in Podgorica. She graduated from the Faculty of Economics in Podgorica and holds the professional title of licensed auditor. She acquired her postgraduate knowledge in domestic and international institutions.
Ms. Krstić started her career in the Ministry of Finance of Montenegro, to continue her work in auditing, first in the audit company Montrev, and later as a manager in one of the largest audit companies PricewaterhouseCoopers. She was engaged in auditing and financial consulting, specialized in subsidiaries listed on the American Stock Exchange. She joined the OTP group in 2008, as the chief internal auditor at CKB. She has been engaged several times as a financial advisor to the World Bank on projects aimed at improving accounting and auditing, and was a member of working groups for the development of subsidiary legislation in the field of capital markets. In July 2013, she was appointed Executive Director for Finance and Banking Operations at CKB, and from July to December 2020, she successfully performed the function of Chief Executive Officer of Podgoricka banka, a member of the OTP Group.
Sergej Kapustin
Member of the Management Board responsible for Risk Management Division

Sergej Kapustin
Member of the Management Board of Risk Management Division
Seasoned banker with over 20 years experience in Banking and Fintech, mainly in Risk management and M&A, with a focus on technology and customer analytics. Strong expertise in loan decision-making process Retail, SME and Corporate segments, risk technology, customer communication strategy, based on the World best practice and experience of OTP Group in Central and Eastern Europe, modern technological base and wide range of data sources. Rated as Top-50 Corporate Governance Director in Russia, Top-5 in Banking, in 2017, 2018 and 2022.
Stela Bošković
Member of Management Board responsible for Corporate Governance and Bank Security Division

Stela Bošković
Member of Management Board responsible for Corporate Governance and Bank Security Division
Mrs. Stela Bošković graduated from the Faculty of Economics in Podgorica. She defended her master's thesis in economics at the Faculty of Economics of the University of Belgrade. Over the past twenty years, she has held various managerial positions in the Central Bank of Montenegro, Podgorička banka (Societe Generale Montenegro Bank), and Crnogorska Komercijalna Banka.
Between 2002 and 2008, she held the positions of Deputy Director of Bank Supervision Division and Director of Directorate for Development and Systemic Risk Supervision at the Central Bank of Montenegro. She continued her professional career at Podgorička banka, that is, Societe Generale Montenegro Bank as Advisor to General Manager. Between 2014 and 2020 she held the position of Director of Corporate Secretariat. From June to December 2020, she held the positions of Executive Director for Bank Operations and Deputy Chief Executive Director of Podgorička banka. Since December 2020, she has been at the position of Director of Corporate Secretariat Department of CKB.
She actively participated in the implementation of significant projects for the national banking sector and in Montenegro's negotiations with the European Commission, the World Bank, the International Monetary Fund, and the World Trade Organization. She successfully completed numerous professional trainings in the country and abroad.

Dino Redžepagić
Member of Management Board responsible for Retail Business Division
Mr. Dino Redžepagić graduated from the Faculty of Economics in Subotica. He obtained a master's degree in management at the European School of Economics in Rome, and successfully completed his professional training at the prestigious IEDC Business School in Slovenia.
What stands out in his extensive professional career is two decades long experience in the areas of retail and corporate banking, development, payments, strategy, and general management. He started his career at the Central Bank of Montenegro, after which he held the position of Head of Retail Banking Division at Euromarket Bank.
He joined NLB bank in 2005 as Head of Sales and Marketing Division and from 2007 covered the position of Head of Retail Banking Division. In 2011, he was appointed as Executive Director for Retail and Corporate Sales of NLB. From 2017 to 2022, he has held the position of Executive Director for Marketing and Innovation responsible for Sales, IT and Development in that bank.

József Mura
Member of the Management Board of IT Division
József Mura brings over 20 years of experience from the OTP Group, CKB’s parent company, where he has built a distinguished career. Mura graduated from the University of Széchenyi István and obtained the MA degree in Computer's Software Engineering in 2013.
Mura joined OTP in 2001, assuming various operational and leadership roles over the years. Notably, he served as the IT Development Director and most recently held the position of Head of Technology in the Retail Lending Sector, where he played a key role in driving the agile transformation of OTP’s operations.
This transformation was pivotal in enhancing service delivery and advancing digitalization, which will be among his primary responsibilities at CKB. Mura's extensive expertise will be instrumental in further advancing CKB's digital services, aiming to deliver faster and more efficient banking solutions to clients.
He is committed to fostering digital transformation and an agile approach within the IT sector, allowing CKB to adapt swiftly to market changes and enhance the customer experience. Mura's leadership will ensure that CKB continues to lead in innovation within the banking industry.
Nikola Perišić
Member of the Management Board responsible for Corporate Business Division

Nikola Perišić
Member of the Management Board of Corporate Business Division
Nikola Perišić was born in Cetinje in 1983, where he completed primary and secondary school. He graduated from and obtained his master's degree at the Faculty of Economics in Podgorica. He started his career at Hypo Alpe Adria Bank AD Podgorica.
He joined OTP Group in 2011, as a manager in LME Directorate. In the period from 2014 to 2016, he held the position of a manager for large and medium enterprises and project financing in LME Directorate. He took up the position of the Deputy Director of LME Directorate in 2016.
As from 2018 he has held the position of Director of Corporate Directorate, where he participated in defining the business strategy of the Directorate and the implementation thereof.