CKB

Savings as of the day

  • Intended for residents and non-residents
  • Possibility for successive deposits: each new deposit has its own term, the same maturity date, recalculated term and related interest rate
  • Upon the contract maturity, interest accrues and pays together with principal, by transfer to the transaction account

Product description

CKB savings as of the day is a special type of term savings enabling multiple payments to the savings account during the term and the withdrawal of the overall amount with interest on a precisely specified date chosen by the client, being relevant to the client. The client enters into a framework agreement and determines the maturity date, and then makes multiple payments at his discretion, by that date.


Interest rate and terms (terms are automatically recalculated) are defined for each deposit paid, i.e. each deposit has its own term, the same maturity date, its recalculated term and its interest rate according to the interest policy of the Bank. Interest rate is always specified in the terms and conditions

Interest accrues upon maturity, for each deposit separately, but is presented aggregately. The client has an insight into the total deposits paid and total interest, as well as into individual deposits and interest accrued on them. Upon maturity, principal and interest are transferred to a previously opened transaction account, whereby the contract automatically expires.

Deposits may be made at any time between signing the framework contract and the final contract validity date, chosen by the client. This product supports multiple payments in one day, as well as multiple payments during the contract period. The funds may be deposited in several ways:

  • by making a cash payment at the counter – classic payment initiated from the deposit module
  • by making payment via CKB NetBank Portal – payment from transaction account to the savings account
  • by transfer from other banks or by general money order – directly to Bank gyro account, specifying the contract reference number
For this product, minimum deposit is not stipulated.

Product features

  • Intended for residents and non-residents
  • Currency: EUR only
  • Term deposit period: from 4 to 24 months, as chosen by the client
  • Possibility for successive deposits: each new deposit has its own term, the same maturity date, recalculated term and related interest rate
  • Upon the contract maturity, interest accrues and pays together with principal, by transfer to the transaction account
  • Interest calculation: upon maturity, for each deposit separately, but presented aggregately.

Information

More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.



Minimalni period orocenja za je 1 mjesec, za INO valutu 2 mjeseca. Maksimalni period orocenja je 2 godine, a 1 godina za INO valutu. Minimalni ulog je 100 EUR.