CKB

Transactional account for execution of national payment transactions

  • May be used for any non-cash transaction
  • Opening free of charge
  • 0,10% interest rate
  • Allowing account overdraft
  • Possibility to open a number of accounts for various types of payments, e.g. special account for Internet payments

Product description

Transactional account for execution of national payment transactions is a universal account, intended for clients of all ages and serving for carrying out all kinds of transactions, both ordinary and extraordinary, in domestic payment operations. If you wish to perform any cash or non-cash transaction, you need to have a transaction account. Also, having this account is a pre-condition for the use of many other banking products.

CKB was the first bank to introduce Transactional account for execution of national payment transactions for individuals. All transactions are carried out in real time. Unlike other banks, where you have to wait for accounting processes to be completed before your money becomes available to you, with CKB your money becomes available once it has been credited. Also, that money becomes automatically available on all the cards that may be connected to that transaction account as well, while it is not the case with other banks.

We recommend all the citizens to open this account because it is the basis for many operations that they may perform through the Bank. Opening the account is free of charge and may be based on either individual or collective applications under contracts signed for the receipt of salaries, pensions or other extraordinary income.

Additional products and services

Clients who open a transactional account for execution of national payment transactions with CKB may also use a unique package of services that includes:

  • overdraft (borrowing under the current account) ranging from 30% of regular monthly income to 3 monthly salaries
  • debit ATM cards MasterCard Debit Contactless and Visa Electron cards
  • credit revolving cards, American Express Gold, American Express Blue
  • cash, pensioner, consumer, housing and other loans
  • eBanking services
  • Direct Debit service
  • transfer to savings account services

How to open CKB transactional account for execution of national payment transactions?

Basic transactional account for execution of national payment transactions may be established by both residents and non-residents, at any of CKB counters. The only document required is a valid ID card or passport. In case of non-residents, passport is required.

The account may be opened on the basis of individual applications or collective application under the signed contract for the receipt of salaries, pensions or other extraordinary income.

Information

More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.